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Volvo S70 Insurance Cost

There are many options when finding cheaper insurance coverage on your Volvo vehicle. You can either buy through a local agent or go online to compare insurance costs of many different companies. Buying auto insurance from online companies can be fast and easy and there is a good chance you might just save a little.

If you're new to shopping for auto insurance online, you can be overwhelmed by the hoards of auto insurance companies vying for your business. Finding cheaper coverage prices is actually quite simple. All you need to do is take the time to get quotes provided by online insurance companies. This can be accomplished by getting a quick quote here.

Auto insurance rates for a Volvo S70 can fluctuate considerably depending on several factors. Some of these factors include:

  • Higher performance S70 vehicles cost more
  • Accidents raise premiums
  • Multiple policies can save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

A final factor that helps determine Volvo S70 insurance cost is the model year. Models that are new cost more in comparison to later models so the cost to replace them may result in higher rates. But more recent Volvo vehicles may have a trim level with safety features including forward-collision avoidance, a collision avoidance system, dual-stage airbags, and all-wheel drive which may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your S70 below.

Liability coverage

This coverage will cover damage that occurs to other people or property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as high a limit as you can afford.

Collision protection

Collision insurance will pay to fix damage to your Volvo caused by collision with another car or object. A deductible applies then your collision coverage will kick in. Volvo S70 collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive coverage

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Volvo S70 comprehensive insurance. The most you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection when the "other guys" are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used to fill the gap from your health insurance program or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Volvo S70 Insurance Rates?