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Volkswagen New Beetle Insurance Cost

Shopping for car insurance through online companies can be fast and easy and at the same time you will probably save money. The most important part is getting rates from as many companies as possible so you can compare the lowest rate quotes.

If shopping for car insurance online is new to you, it's easy to be confused by the hoards of online car insurance companies and websites competing for your business. To find the best car insurance prices, there are several ways to get quotes from car insurance companies in your area. By far the easiest way to find the lowest New Beetle insurance rates consists of shopping online. It is quite easy and can be accomplished by visiting this page.

Which factors influence car insurance premiums?

Insurance rates for your Volkswagen New Beetle can be significantly different depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Men typically pay more than women
  • Higher deductibles save money
  • Your vehicle's safety rating
  • Your profession
  • The amount of protection requested
  • Whether you rent or own your home

One last important factor that will help determine the rate you pay on your Volkswagen is the year of manufacture. Older cars and trucks have a reduced actual cash value so the payout to repair may result in lower rates. But more recent Volkswagen vehicles may have options including a telematics system, a collision avoidance system, tire pressure monitors, and traction control that may help provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Coverage for liability

This coverage will cover damages or injuries you inflict on other's property or people by causing an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision insurance

Collision coverage will pay to fix damage to your Volkswagen resulting from colliding with an object or car. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage will pay to fix damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This gives you protection when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. The coverages can be utilized in addition to your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage.

How Much are Volkswagen New Beetle Insurance Rates?