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Volkswagen GTI Insurance Rates

Shopping for auto insurance on the web is easy, plus you might just save a little. The key is to get rates from as many companies as possible so you can get every option.

Consumers not familiar with buying insurance may think finding cut-rate Volkswagen GTI insurance is not very easy. Finding a lower price on Volkswagen GTI insurance isn't really that difficult. You just have to take a little time to get quotes from different insurance companies. This is very easy and can be done by completing this short form.

Car insurance rates influenced by the following

Auto insurance rates for your Volkswagen GTI can fluctuate considerably based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating impacts rates
  • Where you reside can make a big difference
  • High miles vs. low miles
  • Male rates may be higher
  • Low deductibles cost more
  • Crash test rating for your GTI
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

A final factor that will help determine Volkswagen GTI insurance rates is the model year. New vehicles have a higher replacement value in comparison to later models so repair costs are higher which may result in higher rates. But newer vehicles may have a trim level with safety features including adaptive cruise control, sideview assist mirrors, and tire pressure monitors which may give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability car insurance

Liability insurance can cover damage or injury you incur to other's property or people by causing an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as high a limit as you can afford.

Collision coverage

Collision coverage covers damage to your Volkswagen resulting from colliding with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible to save money on collision insurance.

Comprehensive auto insurance

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Volkswagen GTI comprehensive insurance. The most your auto insurance company will pay is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical expenses

Coverage for medical payments and/or PIP provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are utilized in addition to your health insurance program or if there is no health insurance coverage. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Volkswagen GTI Insurance Rates?