Vehicles > Volkswagen > Cabriolet

Volkswagen Cabriolet Insurance Cost

Drivers have lots of options when shopping for car insurance for your Volkswagen vehicle. You can get prices from an insurance agent or go online to compare insurance costs of car insurance companies. Comparing car insurance from online rate quotes can be fast and easy, plus you may find lower rates.

If you've never shopped for car insurance online, you may be overwhelmed by the hoards of companies selling insurance. The are a couple different ways to compare rate quotes and find the best price. By far the easiest way to find the cheapest Cabriolet insurance rates involves getting comparison quotes online. This can be done by getting a quick quote here.

Rates are determined by these things

Insurance premiums on a Volkswagen Cabriolet can vary widely depending on several factors. Including but not limited to:

  • Higher performance Cabriolet vehicles cost more
  • Any accidents you may have
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Add-on coverages such as rental reimbursement
  • Your job
  • Insurance coverage level
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a lower value compared to new Volkswagen models so the cost to replace them may result in lower rates. Although new Volkswagen models have more advanced features included like pedestrian detection, tire pressure monitors, and autonomous braking which can help offset higher rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Cabriolet from the list below.

Liability insurance

This coverage provides protection from damage or injury you incur to people or other property. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so buy higher limits if possible.

Collision insurance

This coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Cabriolet can be pricey, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible in order to get cheaper Cabriolet insurance cost.

Comprehensive protection

This coverage covers damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay. The maximum payout your car insurance company will pay is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they either have no liability insurance or not enough. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea.

Medical expense coverage

Medical payments and Personal Injury Protection insurance pay for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not universally available and may carry a deductible.

How Much are Volkswagen Cabriolet Insurance Rates?