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Volkswagen Beetle Insurance Rates

There are many options when comparing insurance rates on your Volkswagen vehicle. You can buy direct from a local agent or shop online to compare insurance costs of many different companies. Comparing auto insurance from online companies is easy and there is a good chance you might just save a little.

Beginners to shopping for insurance may think shopping for cut-rate Beetle insurance can be quite difficult. Finding a better price on auto insurance is actually quite simple. Consumers just need to spend a few minutes to get quotes from different insurance companies. This can be done by getting a quick quote here.

Auto insurance rates for your Volkswagen Beetle can be significantly different based upon several criteria. Some of these factors include:

  • The performance level of your Beetle
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • No coverage lapses saves money
  • Whether you own your home

A final factor that can impact Beetle insurance rates is the model year. Models that are new have a higher value in comparison to later models so repair costs are higher which may end up costing you more. Conversely, newer models may have a trim level with safety features such as autonomous braking, dual-stage airbags, and sideview assist mirrors that may help help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your Beetle below.

Liability coverage - Liability insurance protects you from damage that occurs to other's property or people. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as large an amount as possible.

Collision coverages - This coverage pays for damage to your Volkswagen resulting from colliding with another car or object. You first must pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to bring the cost down.

Comprehensive coverage - Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Volkswagen Beetle comprehensive insurance. The highest amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage provides protection from other drivers when they do not carry enough liability coverage. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP - Med pay and PIP coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be utilized in addition to your health insurance policy or if you do not have health coverage. PIP is not available in all states and may carry a deductible.

How Much are Volkswagen Beetle Insurance Rates?