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Toyota Yaris Insurance Rates

There are many options when trying to insure your Toyota vehicle. You can buy direct from a local agent or price shop online to compare rates from many different companies. Finding cheaper car insurance from online companies is simple to do and there is a good chance you might just save a little.

Finding the best direct price on car insurance can be a challenge if you have never used quoting online. But don't be discouraged because comparing prices is actually very simple. When shopping for car insurance there are multiple ways of comparing rates from local car insurance companies. The quickest method to compare Yaris insurance quotes is to perform an online rate comparison. This can be accomplished by comparing rates here.

Auto insurance rates on a Toyota Yaris can be significantly different subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • What you do for a living
  • Your coverage level
  • Whether you own your home

A final factor which can affect Yaris insurance rates is the model year. Models that are a few years old cost less in comparison to older models so the cost to replace them can decrease annual premiums. On the flip side, newer vehicles may have a trim level with safety features like lane departure warning system, dual-stage airbags, and sideview assist mirrors that may help lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Yaris below.

Liability coverage

Yaris liability coverage can cover damage that occurs to people or other property that is your fault. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying as large an amount as possible.

Collision coverage

This covers damage to your Toyota resulting from a collision with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Yaris can be pricey, so consider removing coverage from vehicles that are older. You can also bump up the deductible to get cheaper Yaris insurance rates.

Comprehensive coverage

This coverage pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Toyota Yaris comprehensive insurance. The highest amount you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists either are underinsured or have no liability coverage at all. Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Toyota Yaris Insurance Rates?