Vehicles > Suzuki > Samurai

Suzuki Samurai Insurance Rates

Buying car insurance by comparing rates online is easy, plus you will probably save money. The key is to take the time to get rates from as many companies as possible so you can compare the lowest prices.

People who are new to buying insurance may think purchasing cut-rate Samurai insurance is going to be difficult. To find the best car insurance prices, there are several ways to compare quotes from local car insurance companies. The easiest way to find the lowest Samurai insurance cost is to get quotes online. This can be done by visiting this page.

Rates are impacted by these factors

Insurance rates for your Suzuki Samurai can vary widely based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • Crash test rating for your Samurai
  • Your profession
  • Your coverage level
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Suzuki is the year of manufacture. Older models have a lower value so the payout to repair will push premiums down. On the flip side, newer models may have options like automatic crash notification, sideview assist mirrors, blind-spot warning system, and all-wheel drive which can provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability insurance - Liability insurance protects you from damage or injury you incur to other's property or people in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so purchase higher limits if possible.

Collision - Collision insurance pays for damage to your Suzuki resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper Samurai insurance rates.

Comprehensive insurance - Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout your car insurance company will pay is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage gives you protection when other motorists do not carry enough liability coverage. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Med pay and Personal Injury Protection (PIP) - Med pay and PIP coverage provide coverage for immediate expenses for things like EMT expenses, pain medications, and nursing services. The coverages can be utilized in addition to your health insurance policy or if you lack health insurance entirely. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Suzuki Samurai Insurance Rates?