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Suzuki Aerio Insurance Cost

Comparing car insurance from online rate quotes is simple to do, plus you can save money. The critical component is to compare rates from all companies in order to accurately compare all possible prices.

Using the web to shop for car insurance direct can be difficult if you have never used online rate quotes. But don't be discouraged because it's actually quite easy. There are several ways to get quotes from different insurance companies. The easiest way by far to find the cheapest Aerio insurance rates involves getting comparison quotes online. This can be done by getting a quick quote here.

Rates are determined by...

Car insurance premiums on a Suzuki Aerio will vary greatly subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Your credit history
  • Men typically pay more than women
  • The deductible you choose
  • Crash test rating for your Aerio
  • Your occupation
  • The level of coverage
  • Home ownership saves money

An additional factor that can impact Aerio insurance cost is the year of the vehicle. Used vehicles have a lower value than newer models so the cost to replace them can decrease annual premiums. Conversely, more recent Suzuki vehicles may have safety features such as active head restraints, an advanced theft deterrent system, dual-stage airbags, and sideview assist mirrors so those may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability insurance

Aerio liability coverage will cover damage or injury you incur to people or other property. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as much as you can afford.

Collision protection

This coverage will pay to fix damage to your Suzuki resulting from a collision with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Aerio can be pricey, so consider removing coverage from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive protection

This coverage covers damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum amount your car insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they are uninsured or don't have enough coverage. Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance plan or if you do not have health coverage. Personal injury protection coverage is only offered in select states and may carry a deductible.

How Much are Suzuki Aerio Insurance Rates?