Vehicles > Subaru > Justy

Subaru Justy Insurance Rates

Drivers have lots of options when insurance shopping for your Subaru vehicle. You can get prices from an agent or get quotes online to check prices from many different companies. Shopping for auto insurance from online companies saves time, is easy to do, plus you can save money.

Comparing auto insurance rates direct online can be difficult if you are a beginner to quoting online. Don't let that stop you because it's actually quite easy. Cutting your Justy insurance cost is actually quite simple. Drivers just need to take a couple of minutes getting comparison quotes online from several insurance companies. This is very easy and can be done by completing this short form.

Car insurance rates influenced by these factors

Car insurance premiums for your Subaru Justy can be significantly different and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • Maintaining coverage lowers rates
  • Home ownership saves money

An additional factor that will help determine Justy insurance rates is the year of the vehicle. New vehicles have a higher replacement value than older models so the costs to repair may end up costing you more. But newer models may have safety features including anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system that may help give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Justy from the list below.

Liability coverage - This protects you from damage or injury you incur to other's property or people by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so you should buy as large an amount as possible.

Collision - Collision coverage pays for damage to your Subaru resulting from colliding with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive coverage - Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage. The highest amount your auto insurance company will pay is the cash value of the vehicle, so if the vehicle's value is low consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments coverage and PIP - Med pay and PIP coverage kick in for immediate expenses such as EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance policy or if there is no health insurance coverage. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Subaru Justy Insurance Rates?