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Scion FR-S Insurance Cost

Shopping for car insurance by comparing rates online is simple to do and there is a good chance you may find lower rates. The critical component is to take the time to get rates from all providers so you can get all possible prices.

Comparing car insurance rates direct online can be a challenge if you have never used online quotes. But relax because we're going to show you how. The are a couple different ways of comparing rates from car insurance companies in your area. The easiest way by far to find competitive Scion FR-S insurance rates consists of shopping online. This can be accomplished by completing this short form.

Insurance premiums paid to insure a Scion FR-S can vary widely subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Credit rating
  • Male rates may be higher
  • Low deductibles cost more
  • Safety rating of your FR-S
  • Your job
  • The amount of protection requested
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks cost less compared to new Scion models so the costs to repair can decrease annual premiums. But newer vehicles have more advanced features including adaptive cruise control, lane departure warning system, and pedestrian detection which can give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance

Scion FR-S liability coverage can cover damage that occurs to a person or their property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy higher limits if possible.

Collision protection

Collision coverage covers damage to your Scion from colliding with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.

Comprehensive insurance

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Scion FR-S Insurance Rates?