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Porsche 968 Insurance Rates

Shopping for auto insurance from online companies is easy and there is a good chance you can save money. The key is getting rates from as many companies as possible in order to accurately compare all your choices.

Consumers not familiar with shopping for insurance may think shopping for cut-rate Porsche 968 insurance can be quite difficult. Getting cheaper insurance rates is actually quite simple. The only requirement is to invest a few minutes getting comparison quotes from different insurance companies. This is very easy and can be done by getting a quick quote here.

Car insurance premiums for your Porsche 968 can be significantly different based upon several criteria. Some of these factors include:

  • Your driving record
  • Better credit means lower rates
  • Where you reside can make a big difference
  • High miles vs. low miles
  • Male drivers pay higher rates
  • The deductible you choose
  • Safety rating of your 968
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor that will help determine Porsche 968 insurance rates is the year of the vehicle. Models that are new have a higher replacement value than older models so repair costs are higher which may end up costing you more. Conversely, new Porsche models may have safety features such as an advanced theft deterrent system, all-wheel drive, and traction control that may help help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

Liability insurance provides protection from damage that occurs to other's property or people by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Auto collision coverage

Collision coverage pays to fix your vehicle from damage resulting from colliding with another car or object. You first must pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive coverage

Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage provides protection from other drivers when they either have no liability insurance or not enough. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be utilized in addition to your health insurance policy or if you do not have health coverage. PIP is not universally available and may carry a deductible.

How Much are Porsche 968 Insurance Rates?