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Porsche 911 Insurance Rates

Drivers have lots of options when attempting to insure your Porsche vehicle. You can get prices from an insurance agent or get quotes online to compare rates from a lot of auto insurance companies. Comparing auto insurance through online companies saves time, is easy to do, plus you may find lower rates.

Using the web to shop for auto insurance direct can be difficult if you are a beginner to online quotes. Don't let that stop you because we're going to show you how. Getting cheaper insurance rates is not a difficult process. The only requirement is to invest a few minutes to compare quotes online from several insurance companies. This can be done by comparing rates here.

Rates are determined by these things

Insurance premiums for your Porsche 911 can vary widely and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • Any accidents you may have
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Mature drivers pay less
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Having current coverage saves
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Newer models have a higher value compared to older Porsche models so the costs to repair can inflate annual premiums. On the flip side, new Porsche models have more advanced features like pedestrian detection, a collision avoidance system, and adaptive headlights which can lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your 911 from the list below.

Coverage for liability

This provides protection from damage or injury you incur to other's property or people. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so buy higher limits if possible.

Auto collision coverage

This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from lower value vehicles. You can also increase the deductible to get cheaper Porsche 911 insurance rates.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage pays for damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay. The maximum payout your auto insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists either have no liability insurance or not enough. Because many people only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance kick in for immediate expenses like EMT expenses, pain medications, and nursing services. They are often utilized in addition to your health insurance policy or if you lack health insurance entirely. PIP coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Porsche 911 Insurance Rates?