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Pontiac Solstice Insurance Cost

You have lots of choices when finding cheaper insurance coverage on your Pontiac vehicle. You can buy direct from an agent or price shop online to compare pricing from companies. Comparing car insurance by quoting online is simple to do and at the same time you can save money.

Using the web to shop for car insurance direct is challenging if you have never used quoting online. But don't let that discourage you because it's actually quite easy. There are several ways to compare rate quotes from different insurance companies. The easiest way by far to find the lowest Solstice insurance rates involves getting comparison quotes online. It is quite easy and can be accomplished by visiting this page.

What influences car insurance premiums?

Car insurance premiums for a Pontiac Solstice can be significantly different subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Special coverage such as replacement cost
  • Your occupation
  • The level of coverage
  • Whether you rent or own your home

An additional factor that can impact Solstice insurance cost is the year of the vehicle. Used vehicles have a reduced actual cash value than newer models so repair costs tend to be lower which can decrease annual premiums. Conversely, new Pontiac models may have safety features such as automatic crash notification, blind-spot warning system, and an advanced theft deterrent system that may help provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your Solstice from available model years below.

Liability coverages

Solstice liability coverage provides protection from damages or injuries you inflict on other people or property. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Collision protection

This coverage pays to fix your vehicle from damage caused by collision with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Solstice collision insurance is rather expensive coverage, so consider removing coverage from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive coverages

Comprehensive insurance will pay to fix damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured or underinsured coverage

This gives you protection from other drivers when they either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance reimburse you for expenses such as doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to fill the gap from your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Pontiac Solstice Insurance Rates?