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Pontiac Grand Prix Insurance Quotes

Drivers have lots of options when trying to find low-cost insurance for your Pontiac vehicle. You can either contact your neighborhood insurance agent or price shop online to check prices from many different auto insurance companies. Buying auto insurance through online rate quotes is simple to do, plus you will probably save money.

Shopping online for auto insurance can be difficult if you have never used online quoting. But relax because there is an easy way to compare rates. Getting lower Grand Prix insurance cost can be surprisingly simple. The only thing you need to do is invest a little time comparing rates online with multiple companies. This can be accomplished by completing this short form.

Rates are impacted by these factors

Insurance rates paid to insure a Pontiac Grand Prix can fluctuate considerably subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Accidents raise premiums
  • Multiple policies can save money
  • How you use your vehicle
  • Your age
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Having current coverage saves
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Pontiac is the year of manufacture. New vehicles cost more so the payout to repair may result in higher rates. On the flip side, newer models may have options like a backup camera, lane departure warning system, and traction control which may give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Grand Prix from the list below.

Auto liability

Grand Prix liability coverage protects you from damage or injury you incur to a person or their property in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Coverage for collisions

Collision insurance pays for damage to your Pontiac from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to get cheaper Grand Prix insurance quotes.

Comprehensive auto coverage

This pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists do not carry enough liability coverage. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments and PIP coverage

Med pay and PIP coverage reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Pontiac Grand Prix Insurance Rates?