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Pontiac G5 Insurance Cost

Drivers have lots of options when shopping for car insurance for your Pontiac vehicle. You can either contact your neighborhood insurance agent or price shop online to compare rates from many different companies. Comparing car insurance from online companies is simple to do, plus you will probably save money.

Using the web to shop for car insurance direct can be difficult if you have never used online quoting. But don't be discouraged because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare rate quotes from car insurance companies in your area. By far the easiest way to compare Pontiac G5 insurance rates involves getting comparison quotes online. This can be done by comparing rates here.

Rates are determined by these things

Insurance rates on a Pontiac G5 can fluctuate considerably subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Add-on coverages such as rental reimbursement
  • Your profession
  • The amount of protection requested
  • Home ownership saves money

One last important factor that can impact the rate you pay on your Pontiac is the year of manufacture. Used vehicles have a lower value so the cost to replace them can decrease annual premiums. But new Pontiac models may have options including active head restraints, adaptive headlights, a backup camera, and tire pressure monitors which may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your G5 from the list below.

Liability coverage

Pontiac G5 liability coverage provides protection from damage or injury you incur to people or other property. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision insurance

This coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your Pontiac G5 can be pricey, so consider removing coverage from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive coverage

This coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most your car insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" either have no liability insurance or not enough. Because many people only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance program or if there is no health insurance coverage. Personal injury protection coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Pontiac G5 Insurance Rates?