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Pontiac Firebird Insurance Quotes

Comparing car insurance through online rate quotes is easy and at the same time you may find lower rates. The key is to take the time to get rates from all companies in order to accurately compare every possible rate.

Beginners to comparison shopping may think purchasing low-cost Firebird insurance is going to be difficult. The are a couple different ways of comparing rates from different insurance companies. The best way to find the cheapest Firebird insurance cost involves getting comparison quotes online. It is quite easy and can be accomplished by getting a quick quote here.

What factors impact your insurance rates?

Insurance premiums on a Pontiac Firebird can vary widely based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating
  • Your location impacts rates
  • The number of annual miles
  • Male rates may be higher
  • The deductible you choose
  • Your vehicle's safety rating
  • Your job
  • The level of coverage
  • Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a reduced actual cash value compared to new Pontiac models so the cost to replace them will push premiums down. Conversely, newer vehicles have more advanced features such as tire pressure monitors, autonomous braking, a collision avoidance system, and anti-lock brakes which can help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability

Liability insurance can cover damages or injuries you inflict on people or other property. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy higher limits if possible.

Collision coverage protection

This coverage covers damage to your Pontiac resulting from a collision with an object or car. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Firebird can be pricey, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive auto coverage

This coverage covers damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Coverage for uninsured or underinsured drivers

This provides protection from other drivers when they either are underinsured or have no liability coverage at all. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance policy or if you do not have health coverage. PIP is not an option in every state and may carry a deductible.

How Much are Pontiac Firebird Insurance Rates?