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Pontiac Bonneville Insurance Cost

Drivers have lots of options when finding cheaper insurance coverage on your Pontiac vehicle. You can get prices from your neighborhood insurance agent or go online to compare insurance costs of a lot of car insurance companies. Finding cheaper car insurance through online companies can be fast and easy, plus you will probably save money.

If you are a novice to online car insurance shopping, you may be overwhelmed by the hoards of online car insurance companies and websites competing for your business. To find the best car insurance prices, there are several ways to compare rate quotes from car insurance companies in your area. The easiest way by far to find the cheapest Bonneville insurance rates is to perform an online rate comparison. This can be done by getting a quick quote here.

Premiums are calculated by these things

Insurance rates for your Pontiac Bonneville can fluctuate considerably depending on several factors. Including but not limited to:

  • Higher performance Bonneville vehicles cost more
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Mature drivers pay less
  • Being married may save money
  • Add-on coverages such as rental reimbursement
  • Your profession
  • The amount of protection requested
  • Home ownership saves money

One last important factor which can affect the rate you pay on your Pontiac is the year of manufacture. Models that are a few years old have a lower value so the payout to repair may result in lower rates. But new Pontiac models may have options including active head restraints, traction control, and a rollover prevention system which may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Bonneville from the list below.

Coverage for liability

This coverage provides protection from damage or injury you incur to other's property or people that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so purchase as high a limit as you can afford.

Collision protection

This pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage covers damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The most your car insurance company will pay is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage provides protection when the "other guys" either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance pay for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be utilized in addition to your health insurance program or if there is no health insurance coverage. Personal Injury Protection is not universally available and may carry a deductible.

How Much are Pontiac Bonneville Insurance Rates?