Vehicles > Oldsmobile > Intrigue

Oldsmobile Intrigue Insurance Cost

There are many options when finding cheaper insurance coverage on your Oldsmobile vehicle. You can get prices from your neighborhood insurance agent or get quotes online to check prices from many different companies. Buying auto insurance from online companies saves time, is easy to do and there is a good chance you will probably save money.

Shopping online for auto insurance can be a challenge if you are a beginner to quoting online. But relax because there is an easy way to compare rates. Finding cheaper coverage prices is actually quite simple. All you need to do is take the time comparing rates online from several insurance companies. This can be accomplished by completing this short form.

Insurance rates paid to insure a Oldsmobile Intrigue can be significantly different and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • How many accidents you have had
  • Multiple policies can save money
  • How you use your vehicle
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • No coverage lapses saves money
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Oldsmobile is the year of manufacture. New vehicles cost more so the costs to repair may end up costing you more. Conversely, newer models may have options such as forward-collision avoidance, a collision avoidance system, dual-stage airbags, and all-wheel drive that may help give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Intrigue below.

Liability coverage

This protects you from damage that occurs to a person or their property in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so purchase as large an amount as possible.

Collision protection

Collision insurance pays for damage to your Oldsmobile from colliding with another car or object. You first must pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive coverage

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low consider dropping full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle from other drivers when they do not carry enough liability coverage. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage is very important.

Medical payments coverage and PIP

Med pay and PIP coverage kick in for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if you do not have health coverage. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Oldsmobile Intrigue Insurance Rates?