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Oldsmobile Eighty-Eight Insurance Quotes

You have lots of choices when looking for the best insurance on your Oldsmobile vehicle. You can either buy through an insurance agent or shop online to compare insurance costs of many different car insurance companies. Buying car insurance through online rate quotes is easy and at the same time you may find lower rates.

People who are new to comparison shopping may think finding low-cost Eighty-Eight insurance is going to be difficult. The are a couple different ways to compare rate quotes from different insurance companies. The best way to find the cheapest Eighty-Eight insurance cost is to get quotes online. It is quite easy and can be accomplished by getting a quick quote here.

What factors impact Eighty-Eight insurance rates?

Insurance premiums on a Oldsmobile Eighty-Eight can fluctuate considerably based upon several criteria. Taken into consideration are:

  • The performance level of your Eighty-Eight
  • Accidents raise premiums
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Mature drivers pay less
  • Being married may save money
  • Special coverage such as replacement cost
  • Your job
  • The level of coverage
  • Whether you rent or own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models have a reduced actual cash value compared to new Oldsmobile models so the cost to replace them will push premiums down. Conversely, new Oldsmobile models have more advanced features such as tire pressure monitors, autonomous braking, a collision avoidance system, and anti-lock brakes which may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your Eighty-Eight from available model years below.

Auto liability

Liability insurance provides protection from damages or injuries you inflict on people or other property in an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Collision coverage protection

Collision insurance pays to fix your vehicle from damage resulting from a collision with an object or car. A deductible applies and then insurance will cover the remainder. Collision coverage for your Eighty-Eight can be pricey, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive auto coverage

This coverage covers damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The most you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

This provides protection from other drivers when they either have no liability insurance or not enough. Since many drivers carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is very important.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance program or if you do not have health coverage. PIP is not universally available and may carry a deductible.

How Much are Oldsmobile Eighty-Eight Insurance Rates?