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Oldsmobile Achieva Insurance Rates

Shopping for car insurance on the web is easy and there is a good chance you might just save a little. The key is to get rates from as many companies as possible in order to have every option.

Consumers not familiar with shopping for insurance may think finding cut-rate Achieva insurance is not very easy. When shopping for car insurance there are multiple ways to compare quotes from different insurance companies. The quickest method to compare Achieva insurance quotes consists of shopping online. This can be accomplished by comparing rates here.

Auto insurance rates for your Oldsmobile Achieva can fluctuate considerably based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating impacts rates
  • Where you reside can make a big difference
  • High miles vs. low miles
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Safety rating of your Achieva
  • What you do for a living
  • The level of coverage
  • Whether you own your home

A final factor that will help determine Achieva insurance rates is the model year. Older cars and trucks cost less in comparison to older models so the payout to repair will push premiums down. Conversely, newer models may have a trim level with safety features such as adaptive cruise control, sideview assist mirrors, and tire pressure monitors which may lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability car insurance

Liability insurance protects you from damage that occurs to other's property or people by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as high a limit as you can afford.

Collision coverage

Collision coverage pays for damage to your Oldsmobile resulting from colliding with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive car insurance

Comprehensive insurance coverage pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Oldsmobile Achieva comprehensive insurance. The most you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family.

Coverage for medical expenses

Med pay and PIP coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often utilized in addition to your health insurance program or if you do not have health coverage. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Oldsmobile Achieva Insurance Rates?