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Nissan Stanza Insurance Quotes

Shopping for car insurance online is easy and there is a good chance you may find lower rates. The key is to get rates from all providers in order to have every company's rates.

Consumers not familiar with shopping for insurance may think finding affordable Stanza insurance is very challenging. The are a couple different ways to get quotes from car insurance companies in your area. The simplest method to compare Stanza insurance cost consists of shopping online. This can be accomplished by comparing rates here.

Insurance premiums paid to insure a Nissan Stanza can fluctuate considerably based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating impacts rates
  • Where you reside can make a big difference
  • Annual mileage can affect rates
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your Stanza
  • Your job
  • The amount of protection requested
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks cost less compared to new Nissan models so the costs to repair will push premiums down. But more recent Nissan vehicles have more advanced features including a telematics system, adaptive cruise control, and anti-lock brakes which may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

Liability insurance will cover damage that occurs to a person or their property by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Coverage for collisions

Collision coverage will pay to fix damage to your Nissan from colliding with another car or object. A deductible applies and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverage

This pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The most you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Nissan Stanza Insurance Rates?