Vehicles > Nissan > Sentra

Nissan Sentra Insurance Rates

You have many choices when insurance shopping for your Nissan vehicle. You can either contact your neighborhood insurance agent or go online to check prices from many different car insurance companies. Finding cheaper car insurance through online rate quotes can be fast and easy, in addition you will probably save money.

If you are a novice to online car insurance shopping, you may be confused by the hoards of online car insurance companies and websites competing for your business. To find the best car insurance prices, there are several ways of comparing rates and find the best price. The easiest way to find competitive Sentra insurance cost is to perform an online rate comparison. This is very easy and can be done by completing this short form.

Criteria which help determine your insurance rates

Insurance rates for your Nissan Sentra can be significantly different depending on several factors. A few of these criteria are:

  • Higher performance Sentra vehicles cost more
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Your birth date
  • Having a spouse can save money
  • Optional coverages like vehicle replacement
  • Your profession
  • Insurance coverage level
  • Owning a home can lower rates

One last important factor which can affect the rate you pay on your Nissan is the year of manufacture. Models that are a few years old have a much lower replacement value so the payout to repair may result in lower rates. Although newer vehicles may have options included like an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags that may help give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Sentra from the following list.

Auto liability - This coverage can cover injuries or damage you cause to other's property or people that is your fault. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision - This covers damage to your Nissan resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible in order to get cheaper Sentra insurance rates.

Comprehensive auto coverage - Comprehensive insurance coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount a car insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

UM/UIM Coverage - This coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage - Coverage for medical payments and/or PIP pay for bills for things like ambulance fees, surgery, and doctor visits. They are utilized in addition to your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Nissan Sentra Insurance Rates?