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Nissan Rogue Insurance Rates

Buying auto insurance through online companies can be fast and easy and there is a good chance you might just save a little. The most important part is to take the time to get rates from all companies so you can get the best prices.

If you're new to shopping for auto insurance online, you can be overwhelmed by the hoards of companies vying for your business. Finding a better price on auto insurance is not a difficult process. Consumers just need to spend a few minutes to get quotes provided by online insurance companies. This can be accomplished by completing this short form.

Auto insurance rates on a Nissan Rogue can vary widely depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Safety rating of your Rogue
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

A final factor that helps determine Rogue insurance rates is the model year. New vehicles cost more in comparison to later models so the cost to replace them can inflate annual premiums. But newer models may have a trim level with safety features including anti-lock brakes, adaptive headlights, blind-spot warning system, and a backup camera which can give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Coverage for liability - This coverage protects you from damage that occurs to people or other property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying higher limits if possible.

Collision coverages - Collision insurance pays for damage to your Nissan resulting from a collision with another car or object. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Rogue can be pricey, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) - This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Nissan Rogue comprehensive insurance. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Since many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Insurance for medical payments - Med pay and PIP coverage pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Nissan Rogue Insurance Rates?