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Nissan Maxima Insurance Rates

Buying auto insurance through online rate quotes is simple to do, plus you might just save a little. The critical component is to compare rates from all providers in order to have the best prices.

Shopping online for auto insurance can be difficult if you have never used online rate quotes. But relax because comparing prices is actually very simple. Finding a better price on auto insurance can be surprisingly simple. Consumers just need to spend a few minutes to get quotes online with multiple companies. This can be accomplished by comparing rates here.

Rates are impacted by...

Auto insurance rates paid to insure a Nissan Maxima will vary greatly subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Your credit history
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Crash test rating for your Maxima
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

A final factor that helps determine Maxima insurance rates is the model year. Newer models cost more in comparison to later models so the payout to repair will push premiums up. But more recent Nissan vehicles may have a trim level with safety features including autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability - Maxima liability coverage will cover damage or injury you incur to a person or their property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision coverages - Collision insurance will pay to fix damage to your Nissan from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive auto coverage - This pays for damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Nissan Maxima comprehensive insurance. The maximum amount your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Medical payments and PIP coverage - Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Nissan Maxima Insurance Rates?