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Mercedes-Benz 420-Class Insurance Rates

Drivers have lots of options when comparing insurance rates on your Mercedes-Benz vehicle. You can either buy through a local agent or price shop online to compare rates from lots of different providers. Finding cheaper auto insurance through online providers is simple to do, plus you might just save a little.

Finding the best direct price on auto insurance can be difficult if you have never used online quotes. But relax because comparing prices is actually very simple. Finding a better price on auto insurance is surprisingly easy. Consumers just need to spend a few minutes to get quotes online with multiple companies. It is quite easy and can be accomplished by comparing rates here.

Premiums are calculated by these things

Auto insurance rates paid to insure a Mercedes-Benz 420-Class can vary widely subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Any accidents you may have
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Mature drivers pay less
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Home ownership saves money

A final factor which can affect 420-Class insurance rates is the model year. Newer models have a higher actual cash value in comparison to later models so the payout to repair can inflate annual premiums. Although new Mercedes-Benz models may have a trim level with safety features included like traction control, pedestrian detection, autonomous braking, and adaptive headlights which can lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your 420-Class from the list below.

Liability auto insurance - 420-Class liability coverage provides protection from damage or injury you incur to a person or their property that is your fault. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying higher limits if possible.

Collision coverages - This pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. You can also bump up the deductible in order to get cheaper 420-Class insurance rates.

Comprehensive (Other than Collision) - This pays for damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Mercedes-Benz 420-Class comprehensive insurance. The maximum payout your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they either have no liability insurance or not enough. Since a lot of drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Medical expense insurance - Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Mercedes-Benz 420-Class Insurance Rates?