Vehicles > Land Rover > Range Rover

Land Rover Range Rover Insurance Rates

There are many options when trying to insure your Land Rover vehicle. You can either buy through your neighborhood insurance agent or price shop online to check prices from multiple companies. Comparing auto insurance online is simple to do and there is a good chance you will probably save money.

Using the web to shop for auto insurance direct can be a challenge if you have never used online quoting. But don't be discouraged because there is an easy way to compare rates. Finding a lower price on Range Rover insurance is not rocket science. You just have to take a little time comparing rates online with multiple companies. This can be done by completing this short form.

Insurance rates on a Land Rover Range Rover can fluctuate considerably subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • No coverage lapses saves money
  • Whether you own your home

One last important factor that can impact the rate you pay on your Land Rover is the year of manufacture. New vehicles have a higher value so the payout to repair may result in higher rates. Conversely, newer vehicles may have options such as sideview assist mirrors, pedestrian detection, lane departure warning system, and tire pressure monitors which may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Range Rover below.

Liability coverage

Range Rover liability coverage can cover damage that occurs to people or other property. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision coverage

This coverage covers damage to your Land Rover resulting from a collision with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your Range Rover can be pricey, so consider removing coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive coverage

This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Because many people have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance program or if you do not have health coverage. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Land Rover Range Rover Insurance Rates?