Kia Soul EV Insurance Cost

Shopping for auto insurance from online rate quotes can be fast and easy and at the same time you might just save a little. The most important part is getting rates from as many companies as possible so you can get the lowest rate quotes.

If shopping for auto insurance online is new to you, it's easy to be confused by the hoards of online auto insurance companies and websites vying for your business. Lowering your Soul EV insurance rates doesn't have to be difficult. You just need to take a few minutes to get quotes provided by online insurance companies. This is very easy and can be done by completing this short form.

Which factors influence car insurance premiums?

Auto insurance rates for your Kia Soul EV can be significantly different depending on several factors. Taken into consideration are:

• A clean driving record keeps rates low
• Better credit means lower rates
• Your gender can raise or lower rates
• Low deductibles cost more
• Your vehicle's safety rating
• Claims drive up premiums
• Having current coverage saves
• Whether you rent or own your home

A final factor that will help determine Soul EV insurance cost is the model year. New vehicles have a higher replacement value in comparison to later models so the cost to replace them may end up costing you more. On the flip side, newer models may have a trim level with safety features like pedestrian detection, tire pressure monitors, and autonomous braking that may help give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

• 2015 Kia Soul EV Insurance Rates

Liability insurance

This coverage protects you from damages or injuries you inflict on other's property or people by causing an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Collision insurance

Collision coverage pays for damage to your Kia resulting from colliding with an object or car. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible to get cheaper Soul EV insurance cost.

Comprehensive protection

Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by your Kia Soul EV comprehensive insurance. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle when other motorists do not carry enough liability coverage. Due to the fact that many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical expense coverage

Med pay and PIP coverage pay for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Kia Soul EV Insurance Rates?