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Jeep Patriot Insurance Quotes

Drivers have lots of options when looking for the best insurance on your Jeep vehicle. You can get prices from a local agent or go online to compare pricing from lots of different providers. Finding cheaper car insurance through online providers can be fast and easy, plus you might just save a little.

If you are a novice to online car insurance shopping, you may be overwhelmed by the hoards of companies vying for your business. When shopping for car insurance there are multiple ways to get quotes from local car insurance companies. The best way to find the lowest Patriot insurance cost is to perform an online rate comparison. This can be done by visiting this page.

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Auto insurance rates on a Jeep Patriot can be significantly different depending on several factors. Including but not limited to:

  • Higher performance Patriot vehicles cost more
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Young drivers cost more
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • What you do for a living
  • Your coverage level
  • Home ownership saves money

A final factor which can affect Patriot insurance quotes is the model year. Models that are a few years old have a lower value in comparison to older models so the cost to replace them may result in lower rates. On the flip side, more recent Jeep vehicles may have a trim level with safety features like autonomous braking, tire pressure monitors, and lane departure warning system that may help provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Patriot from the list below.

Liability auto insurance

This coverage will cover damage or injury you incur to people or other property that is your fault. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Collision coverage protection

This will pay to fix damage to your Jeep resulting from a collision with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. Collision coverage for your Patriot can be pricey, so you might think about dropping it from vehicles that are older. Another option is to bump up the deductible to get cheaper Patriot insurance quotes.

Comprehensive (Other than Collision)

This coverage will pay to fix damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by your Jeep Patriot comprehensive insurance. The highest amount your car insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection when other motorists are uninsured or don't have enough coverage. Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). The coverages can be used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage.

How Much are Jeep Patriot Insurance Rates?