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Jeep Compass Insurance Rates

Drivers have lots of options when trying to insure your Jeep vehicle. You can buy from a local agent or go online to compare rates from multiple insurance companies. Buying auto insurance on the web can be fast and easy, plus you might just save a little.

If you're new to shopping for auto insurance online, you may be overwhelmed by the hoards of online companies vying for your business. Finding a lower price on Compass insurance isn't really that difficult. You just have to take a little time to get quotes provided by online insurance companies. This can be accomplished by comparing rates here.

Rates are impacted by these things

Auto insurance rates paid to insure a Jeep Compass can be significantly different depending on several factors. Including but not limited to:

  • Higher performance Compass vehicles cost more
  • How many accidents you have had
  • Multiple policies can save money
  • How you use your vehicle
  • Mature drivers pay less
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

A final factor that helps determine Compass insurance rates is the model year. Newer models cost more in comparison to later models so the cost to replace them may end up costing you more. But new Jeep models may have a trim level with safety features including adaptive cruise control, sideview assist mirrors, and tire pressure monitors that may help lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Compass from the list below.

Liability car insurance

This coverage provides protection from damage or injury you incur to a person or their property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Collision coverage

Collision insurance pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive auto insurance

This pays for damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by your Jeep Compass comprehensive insurance. The highest amount your auto insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" either have no liability insurance or not enough. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance pay for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay.

How Much are Jeep Compass Insurance Rates?