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Honda Civic CRX Insurance Rates

You have lots of choices when shopping for insurance coverage for your Honda vehicle. You can either buy through an agent or go online to compare insurance costs of companies. Finding cheaper auto insurance by quoting online can be fast and easy and at the same time you can save money.

If you are a novice to online auto insurance shopping, it's easy to be confused by the hoards of auto insurance companies offering insurance. Getting better Civic CRX insurance cost is a fairly straight forward process. Just take time getting comparison quotes provided by online insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Which factors influence car insurance premiums?

Car insurance premiums for a Honda Civic CRX can be significantly different depending on several factors. Taken into consideration are:

  • Higher performance Civic CRX vehicles cost more
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Special coverage such as replacement cost
  • Your claim history
  • No coverage lapses saves money
  • Whether you rent or own your home

An additional factor which can affect Civic CRX insurance rates is the year of the vehicle. Models that are new have a higher actual cash value than older models so the cost to replace them may end up costing you more. Conversely, newer vehicles may have safety features such as pedestrian detection, automatic crash notification, and tire pressure monitors that may help help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your Civic CRX from available model years below.

Liability coverages - This coverage can cover damages or injuries you inflict on other people or property that is your fault. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Collision coverage - This covers damage to your Honda caused by collision with an object or car. You first must pay a deductible then your collision coverage will kick in. Civic CRX collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive coverages - Comprehensive insurance covers damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - This provides protection from other drivers when they either are underinsured or have no liability coverage at all. Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Coverage for medical payments - Coverage for medical payments and/or PIP pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. They can be used to fill the gap from your health insurance policy or if you do not have health coverage. Personal Injury Protection is not an option in every state and may carry a deductible.

How Much are Honda Civic CRX Insurance Rates?