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Ford Thunderbird Insurance Rates

Buying auto insurance from online rate quotes is easy and there is a good chance you can save money. The key is getting rates from all companies so you can compare every option.

People who are new to shopping for insurance may think shopping for low-cost Thunderbird insurance is more work than they want to put in. Finding a lower price on Thunderbird insurance doesn't have to be difficult. You just have to take a little time getting comparison quotes from different insurance companies. This can be accomplished by visiting this page.

Car insurance premiums on a Ford Thunderbird can be significantly different based upon several criteria. Some of these factors include:

  • Your driving record
  • Better credit means lower rates
  • Where you live
  • The number of annual miles
  • Male rates may be higher
  • Higher deductibles save money
  • Safety rating of your Thunderbird
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor that helps determine Thunderbird insurance rates is the year of the vehicle. A newer vehicle cost more than older models so repair costs are higher which may end up costing you more. Conversely, newer vehicles may have safety features such as adaptive cruise control, a collision avoidance system, autonomous braking, and an advanced theft deterrent system that may help provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability insurance

Liability insurance can cover damage that occurs to people or other property in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Collision coverage

Collision insurance covers damage to your Ford resulting from a collision with another car or object. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Thunderbird can be pricey, so consider dropping it from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive protection

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the actual cash value, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is very important.

Medical expense coverage

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance policy or if you do not have health coverage. PIP is not an option in every state but can be used in place of medical payments coverage.

How Much are Ford Thunderbird Insurance Rates?