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Ford Edge Insurance Rates

You have many choices when buying insurance for your Ford vehicle. You can either buy through your neighborhood insurance agent or price shop online to compare pricing from lots of different providers. Buying car insurance through online providers is simple to do, in addition you will probably save money.

Shopping online for car insurance can be complicated if you have never used online quotes. Don't let that stop you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare quotes from local car insurance companies. The recommended way to find the lowest Edge insurance cost is to get quotes online. This is very easy and can be done by visiting this page.

Criteria which help determine your insurance rates

Insurance rates for your Ford Edge can vary widely subject to many criteria. A few of these criteria are:

  • More performance equals higher cost
  • Any accidents you may have
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Being married can lower rates
  • Optional coverages like vehicle replacement
  • Your profession
  • Your coverage level
  • Owning a home can lower rates

One last important factor that helps determine the rate you pay on your Ford is the year of manufacture. Older models have a much lower replacement value so the payout to repair can decrease annual premiums. On the flip side, newer models may have options like active head restraints, an advanced theft deterrent system, and lane departure warning system which can provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Edge from the following list.

Liability auto insurance - Edge liability coverage protects you from injuries or damage you cause to other's property or people in an accident. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so purchase higher limits if possible.

Collision coverage - Collision insurance pays for damage to your Ford resulting from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper Edge insurance rates.

Comprehensive (Other than Collision) - Comprehensive insurance coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum payout a car insurance company will pay at claim time is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - This coverage gives you protection when other motorists do not carry enough liability coverage. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical expense insurance - Med pay and PIP coverage reimburse you for bills for things like ambulance fees, surgery, and doctor visits. The coverages can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Ford Edge Insurance Rates?