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Ford C-Max Hybrid Insurance Rates

You have lots of choices when buying insurance for your Ford vehicle. You can either buy through an agent or get quotes online to compare insurance costs of multiple insurance companies. Buying auto insurance on the web saves time, is easy to do and at the same time you can save money.

Shopping online for auto insurance is challenging if you are a beginner to online rate quotes. But relax because it's actually quite easy. Finding lower C-Max Hybrid insurance cost isn't really that difficult. You just have to spend a little time getting comparison quotes online from several insurance companies. This can be accomplished by getting a quick quote here.

What factors determine the rate you pay?

Car insurance premiums paid to insure a Ford C-Max Hybrid will vary greatly and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • Your accident history
  • Multiple policies can save money
  • How you use your vehicle
  • Young drivers cost more
  • Being married may save money
  • Special coverage such as replacement cost
  • Your claim history
  • No coverage lapses saves money
  • Whether you rent or own your home

An additional factor that helps determine C-Max Hybrid insurance rates is the year of the vehicle. Models that are new cost more than older models so the costs to repair will push premiums up. Conversely, more recent Ford vehicles may have safety features such as tire pressure monitors, active head restraints, and pedestrian detection so those may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your C-Max Hybrid from available model years below.

Liability car insurance - This will cover damages or injuries you inflict on a person or their property in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so you should buy as much as you can afford.

Collision coverage - Collision insurance will pay to fix damage to your Ford from colliding with an object or car. You have to pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive auto insurance - This covers damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum amount you can receive from a comprehensive claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This provides protection from other drivers when they are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Coverage for medical expenses - Personal Injury Protection (PIP) and medical payments coverage kick in for expenses such as doctor visits, EMT expenses, and X-ray expenses. They can be used to cover expenses not covered by your health insurance plan or if you do not have health coverage. PIP coverage is only offered in select states and may carry a deductible.

How Much are Ford C-Max Hybrid Insurance Rates?