Vehicles > FIAT > 500X

FIAT 500X Insurance Rates

Finding cheaper auto insurance through online providers saves time, is easy to do, in addition you can save money. The key to finding lower rates is getting rates from as many companies as possible in order to have every option.

Finding the best direct price on auto insurance can be complicated if you are a beginner to quoting online. Don't let that stop you because it's actually quite easy. Finding a lower price on FIAT 500X insurance is surprisingly easy. You just have to take a little time getting comparison quotes online from several insurance companies. It is quite easy and can be accomplished by comparing rates here.

Criteria which help determine your insurance rates

Car insurance premiums for your FIAT 500X can be significantly different and are calculated by many factors. A few of these criteria are:

  • Tickets increase premiums
  • Better credit means lower rates
  • The size of your community
  • High miles vs. low miles
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • NTSB crash rating for your vehicle
  • Your claim history
  • Having continuous coverage saves you money
  • Owning a home can lower rates

An additional factor which can affect FIAT 500X insurance rates is the year of the vehicle. Newer models have a higher actual cash value than older models so the costs to repair may end up costing you more. Although newer models may have safety features included like a backup camera, autonomous braking, active head restraints, and all-wheel drive that may help lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability auto insurance

This protects you from injuries or damage you cause to other's property or people that is your fault. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. It is cheap coverage so you should buy as large an amount as possible.

Collision coverage

This pays for damage to your FIAT resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible in order to get cheaper FIAT 500X insurance rates.

Comprehensive (Other than Collision)

Comprehensive insurance coverage pays for damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and then insurance will cover the rest of the damage. The highest amount a auto insurance company will pay at claim time is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.

Medical expense insurance

Med pay and PIP coverage kick in for bills such as ambulance fees, surgery, and doctor visits. They are often utilized in addition to your health insurance policy or if you are not covered by health insurance. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are FIAT 500X Insurance Rates?