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FIAT 500e Insurance Cost

Shopping for car insurance from online rate quotes can be fast and easy and at the same time you might just save a little. The most important part is getting rates from all companies so you can get the lowest rate quotes.

If shopping for car insurance online is new to you, it's easy to be confused by the hoards of companies vying for your business. When shopping for car insurance there are multiple ways to compare quotes from different insurance companies. By far the easiest way to find competitive 500e insurance rates consists of shopping online. It is quite easy and can be accomplished by completing this short form.

Which factors influence car insurance premiums?

Auto insurance rates on a FIAT 500e can be significantly different depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Your vehicle's safety rating
  • What you do for a living
  • The level of coverage
  • Whether you rent or own your home

A final factor that will help determine 500e insurance cost is the model year. Older cars and trucks have a reduced actual cash value in comparison to older models so the cost to replace them may result in lower rates. Conversely, newer models may have a trim level with safety features such as pedestrian detection, tire pressure monitors, and autonomous braking that may help give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability insurance

This coverage protects you from damages or injuries you inflict on people or other property by causing an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Collision insurance

Collision coverage pays for damage to your FIAT resulting from a collision with an object or car. You first must pay a deductible then your collision coverage will kick in. Collision coverage for your 500e can be pricey, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive protection

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by your FIAT 500e comprehensive insurance. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle from other drivers when they do not carry enough liability coverage. Due to the fact that many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Medical expense coverage

Med pay and PIP coverage pay for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are used in conjunction with a health insurance policy or if you do not have health coverage. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are FIAT 500e Insurance Rates?