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Dodge Neon Insurance Rates

There are many options when shopping for insurance coverage for your Dodge vehicle. You can either buy through an agent or get quotes online to compare rates from many different auto insurance companies. Comparing auto insurance through online rate quotes saves time, is easy to do and there is a good chance you can save money.

Using the web to shop for auto insurance direct can be a challenge if you are a beginner to quoting online. But don't be discouraged because it's actually quite easy. Getting better Neon insurance cost can be surprisingly simple. Just take time getting comparison quotes online from several insurance companies. This can be done by comparing rates here.

Car insurance premiums on a Dodge Neon can be significantly different and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Young drivers cost more
  • Whether you are married
  • Extra coverages like towing and rental
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you own your home

An additional factor that can impact Neon insurance rates is the year of the vehicle. Newer models have a higher value than older models so the costs to repair may end up costing you more. But more recent Dodge vehicles may have safety features including an advanced theft deterrent system, blind-spot warning system, automatic crash notification, and tire pressure monitors that may help lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Neon below.

Auto liability - This will cover damage that occurs to people or other property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so you should buy as large an amount as possible.

Collision coverage - This coverage will pay to fix damage to your Dodge resulting from a collision with another car or object. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Neon can be pricey, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive auto coverage - This coverage pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Medical payments and PIP coverage - Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Dodge Neon Insurance Rates?