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Dodge Dart Insurance Rates

You have lots of choices when comparing insurance rates on your Dodge vehicle. You can buy from an insurance agent or shop online to compare pricing from multiple companies. Comparing car insurance online is easy and at the same time you may find lower rates.

Beginners to comparison shopping may think finding affordable Dart insurance is very challenging. The are a couple different ways to get quotes from different insurance companies. One of the best ways to find the lowest Dart insurance cost involves getting comparison quotes online. It is quite easy and can be accomplished by visiting this page.

What factors impact Dart insurance quotes?

Insurance premiums paid to insure a Dodge Dart can fluctuate considerably based upon several criteria. Taken into consideration are:

  • The performance level of your Dart
  • Accidents raise premiums
  • Home and auto can earn discounts
  • How you use your vehicle
  • Special coverage such as replacement cost
  • Your job
  • The level of coverage
  • Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a reduced actual cash value compared to new Dodge models so the costs to repair will push premiums down. Conversely, more recent Dodge vehicles have more advanced features such as dual-stage airbags, tire pressure monitors, and blind-spot warning system which may provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your Dart from available model years below.

Liability coverage - Liability insurance will cover damages or injuries you inflict on a person or their property. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Collision coverages - This coverage will pay to fix damage to your Dodge from colliding with an object or car. A deductible applies and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from lower value vehicles. Another option is to increase the deductible to bring the cost down.

Comprehensive coverage - This will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The most you can receive from a comprehensive claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured and underinsured coverage - This gives you protection from other drivers when they are uninsured or don't have enough coverage. Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to cover expenses not covered by your health insurance program or if you do not have health coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Dodge Dart Insurance Rates?