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Chevrolet Sonic Insurance Rates

Comparing auto insurance by getting online quotes can be fast and easy and at the same time you might just save a little. The most important part is to take the time to get rates from all companies in order to accurately compare the lowest priced insurance.

If you've never shopped for auto insurance online, it's easy to be confused by the hoards of companies vying for your business. Getting better Sonic insurance cost can be relatively painless. Just take time to get quotes provided by online insurance companies. This can be done by getting a quick quote here.

Which factors influence your insurance rates?

Auto insurance rates on a Chevrolet Sonic can vary widely depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Credit rating
  • Male drivers pay higher rates
  • The deductible you choose
  • Your vehicle's safety rating
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

A final factor that can impact Sonic insurance rates is the model year. Models that are new have a higher value in comparison to later models so the cost to replace them can inflate annual premiums. But new Chevrolet models may have a trim level with safety features including lane departure warning system, pedestrian detection, and tire pressure monitors which can help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability - This coverage provides protection from damages or injuries you inflict on people or other property. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so consider buying higher limits if possible.

Collision coverage - This coverage pays to fix your vehicle from damage resulting from a collision with an object or car. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Sonic can be pricey, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive or Other Than Collision - This coverage covers damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by your Chevrolet Sonic comprehensive insurance. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - This provides protection when the "other guys" either have no liability insurance or not enough. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Medical costs insurance - Medical payments and Personal Injury Protection insurance pay for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not universally available and may carry a deductible.

How Much are Chevrolet Sonic Insurance Rates?