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Chevrolet Silverado 3500HD Insurance Cost

You have lots of choices when shopping for car insurance for your Chevrolet vehicle. You can either contact your neighborhood insurance agent or get quotes online to check prices from many different auto insurance companies. Comparing auto insurance through online rate quotes saves time, is easy to do and at the same time you will probably save money.

Using the web to shop for auto insurance direct is challenging if you are a beginner to quoting online. But don't let that discourage you because there is an easy way to compare rates. Lowering your Silverado 3500HD insurance rates can be surprisingly simple. You just need to take a few minutes comparing rates online from several insurance companies. This can be done by completing this short form.

What factors determine car insurance premiums?

Insurance rates for a Chevrolet Silverado 3500HD can be significantly different and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Your birth date
  • Having a spouse can save money
  • Special coverage such as replacement cost
  • No claims lowers premiums
  • Having current coverage saves
  • Whether you rent or own your home

One last important factor that can impact the rate you pay on your Chevrolet is the year of manufacture. New vehicles have a higher value so the costs to repair may end up costing you more. On the flip side, newer vehicles may have options like adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance that may help give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Silverado 3500HD from available model years below.

Auto liability

This can cover damages or injuries you inflict on other people or property. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so purchase as large an amount as possible.

Collision insurance

This coverage covers damage to your Chevrolet caused by collision with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company. Silverado 3500HD collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to get cheaper Silverado 3500HD insurance cost.

Comprehensive auto coverage

Comprehensive insurance pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle when other motorists either are underinsured or have no liability coverage at all. Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP kick in for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are used to fill the gap from your health insurance policy or if you lack health insurance entirely. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Silverado 3500HD Insurance Rates?