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Chevrolet Malibu Insurance Rates

Drivers have lots of options when shopping for insurance coverage for your Chevrolet vehicle. You can either contact an agent or shop online to compare rates from car insurance companies. Finding cheaper car insurance from online rate quotes is easy, plus you can save money.

Consumers who are new to the process of buying insurance may think buying cheap Malibu insurance is more work than they want to put in. There are several ways to get quotes from local car insurance companies. The best method to compare Malibu insurance cost is to perform an online rate comparison. This can be done by comparing rates here.

Premiums are calculated by...

Car insurance premiums for a Chevrolet Malibu will vary greatly based upon several criteria. Including but not limited to:

  • The performance level of your Malibu
  • Your accident history
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Your occupation
  • Your coverage level
  • Home ownership saves money

An additional factor which can affect Malibu insurance rates is the year of the vehicle. Models that are a few years old have a lower value than newer models so repair costs tend to be lower which will push premiums down. On the flip side, more recent Chevrolet vehicles may have safety features like a collision avoidance system, forward-collision avoidance, and active head restraints so those may lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Malibu from the list below.

Liability insurance - Liability insurance will cover damage or injury you incur to other people or property that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision coverage - This will pay to fix damage to your Chevrolet caused by collision with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Malibu collision insurance is rather expensive coverage, so consider dropping it from older vehicles. You can also raise the deductible to get cheaper Malibu insurance rates.

Comprehensive protection - Comprehensive insurance pays for damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount your car insurance company will pay is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical expense coverage - Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used to fill the gap from your health insurance plan or if you lack health insurance entirely. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Chevrolet Malibu Insurance Rates?