Vehicles > Chevrolet > Impala

Chevrolet Impala Insurance Rates

Comparing car insurance from online companies is simple to do, in addition you may find lower rates. The critical component is getting rates from all providers in order to have every option.

Using the web to shop for car insurance direct can be complicated if you have never used quoting online. But relax because we're going to show you how. The are a couple different ways to compare quotes from car insurance companies in your area. The quickest method to compare Impala insurance quotes involves getting comparison quotes online. This is very easy and can be done by comparing rates here.

Criteria which help determine car insurance premiums

Insurance premiums paid to insure a Chevrolet Impala can be significantly different subject to many criteria. A few of these criteria are:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Your location impacts rates
  • Annual mileage can affect rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • NTSB crash rating for your vehicle
  • Your job
  • The amount of protection requested
  • Owning a home can lower rates

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a much lower replacement value compared to new Chevrolet models so the costs to repair can decrease annual premiums. But newer models have more advanced features including lane departure warning system, dual-stage airbags, and sideview assist mirrors that may help lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability coverage

Impala liability coverage protects you from injuries or damage you cause to a person or their property. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision coverage

This coverage pays for damage to your Chevrolet from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverage

This pays for damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount a car insurance company will pay at claim time is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Medical payments coverage and PIP

Med pay and PIP coverage reimburse you for bills like ambulance fees, surgery, and doctor visits. They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Chevrolet Impala Insurance Rates?