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Chevrolet HHR Insurance Rates

There are many options when trying to insure your Chevrolet vehicle. You can either buy through an insurance agent or price shop online to compare pricing from multiple companies. Finding cheaper car insurance online is simple to do and there is a good chance you may find lower rates.

Finding the best direct price on car insurance can be a challenge if you have never used online quotes. But don't let that discourage you because we're going to show you how. The are a couple different ways to compare quotes from car insurance companies in your area. The quickest method to find the lowest Chevrolet HHR insurance quotes is to perform an online rate comparison. This can be accomplished by visiting this page.

Insurance premiums for a Chevrolet HHR can vary widely subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your job
  • The amount of protection requested
  • Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old cost less compared to new Chevrolet models so repair costs tend to be lower which can decrease annual premiums. But newer models have more advanced features including sideview assist mirrors, pedestrian detection, lane departure warning system, and tire pressure monitors which can provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your HHR below.

Liability coverage

Chevrolet HHR liability coverage protects you from damage that occurs to other people or property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy higher limits if possible.

Collision coverage

This pays for damage to your Chevrolet caused by collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Chevrolet HHR collision insurance is rather expensive coverage, so consider removing coverage from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.

Comprehensive coverage

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection when the "other guys" do not carry enough liability coverage. Since a lot of drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP

Med pay and PIP coverage reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. The coverages can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Chevrolet HHR Insurance Rates?