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Chevrolet Equinox Insurance Rates

Drivers have lots of options when buying insurance for your Chevrolet vehicle. You can either buy through a local agent or get quotes online to compare rates from insurance providers. Buying car insurance by comparing rates online saves time, is easy to do, plus you might just save a little.

Shopping online for car insurance can be difficult if you are a beginner to quoting online. But don't let that discourage you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare rate quotes and find the best price. The recommended way to compare Equinox insurance cost is to get quotes online. This can be done by comparing rates here.

Rates are impacted by these things

Auto insurance rates for a Chevrolet Equinox can be significantly different and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • How many accidents you have had
  • Multiple policies can save money
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • What you do for a living
  • Insurance coverage level
  • Home ownership saves money

A final factor that helps determine Equinox insurance rates is the model year. Older models have a lower value in comparison to older models so repair costs tend to be lower which may end up costing you less. Although new Chevrolet models may have a trim level with safety features included like a backup camera, an advanced theft deterrent system, dual-stage airbags, and pedestrian detection that may help lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Equinox from the list below.

Auto liability insurance - This provides protection from damage or injury you incur to other people or property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so consider buying as large an amount as possible.

Collision coverage - Collision insurance pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company. Equinox collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. You can also bump up the deductible in order to get cheaper Equinox insurance rates.

Comprehensive insurance - Comprehensive insurance pays for damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by your Chevrolet Equinox comprehensive insurance. The highest amount your car insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they either have no liability insurance or not enough. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Med pay and Personal Injury Protection (PIP) - Medical payments and Personal Injury Protection insurance kick in for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Chevrolet Equinox Insurance Rates?