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Chevrolet Corvette Stingray Insurance Cost

Shopping for auto insurance through online companies can be fast and easy and there is a good chance you can save money. The most important part is getting rates from as many companies as possible so you can get the lowest rate quotes.

If shopping for auto insurance online is new to you, you can be overwhelmed by the hoards of online auto insurance companies and websites offering insurance. Lowering your Corvette Stingray insurance rates is not a difficult process. You just need to take a few minutes getting comparison quotes provided by online insurance companies. This is very easy and can be done by completing this short form.

Car insurance premiums for your Chevrolet Corvette Stingray can be significantly different depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Men typically pay more than women
  • Low deductibles cost more
  • Safety rating of your Corvette Stingray
  • Your claim history
  • Having current coverage saves
  • Whether you own your home

An additional factor that will help determine Corvette Stingray insurance cost is the year of the vehicle. New vehicles have a higher replacement value than older models so the cost to replace them may end up costing you more. On the flip side, more recent Chevrolet vehicles may have safety features like a telematics system, a collision avoidance system, tire pressure monitors, and traction control that may help give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Coverage for liability

This coverage will cover damage that occurs to other's property or people by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Collision insurance

Collision coverage will pay to fix damage to your Chevrolet resulting from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to get cheaper Corvette Stingray insurance cost.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle when other motorists are uninsured or don't have enough coverage. Due to the fact that many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Corvette Stingray Insurance Rates?