Vehicles > Chevrolet > Captiva Sport

Chevrolet Captiva Sport Insurance Rates

Buying car insurance from online rate quotes is easy, plus you might just save a little. The key is getting rates from as many companies as possible in order to have the cheapest rate quotes.

People who are new to buying insurance may think shopping for cut-rate Captiva Sport insurance is more work than they want to put in. When shopping for car insurance there are multiple ways to compare quotes and find the best price. The recommended way to compare Captiva Sport insurance cost is to get quotes online. This can be done by comparing rates here.

Rates are impacted by these factors

Auto insurance rates for your Chevrolet Captiva Sport can be significantly different based upon several criteria. Including but not limited to:

  • Your driving record
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your Captiva Sport
  • What you do for a living
  • Insurance coverage level
  • Home ownership saves money

A final factor that helps determine Captiva Sport insurance rates is the model year. Older models have a lower value in comparison to older models so the payout to repair will push premiums down. Although newer models may have a trim level with safety features included like adaptive cruise control, anti-lock brakes, and active head restraints that may help lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability insurance - Liability insurance protects you from damage or injury you incur to other's property or people in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as large an amount as possible.

Collision coverage - Collision insurance pays for damage to your Chevrolet resulting from colliding with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. You can also bump up the deductible in order to get cheaper Captiva Sport insurance rates.

Comprehensive protection - Comprehensive insurance coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Chevrolet Captiva Sport comprehensive insurance. The highest amount your car insurance company will pay is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Medical expense coverage - Med pay and PIP coverage provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often utilized in addition to your health insurance policy or if you are not covered by health insurance. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Chevrolet Captiva Sport Insurance Rates?