Vehicles > Buick > Enclave

Buick Enclave Insurance Cost

Comparing car insurance through online rate quotes is easy and at the same time you can save money. The key is to compare rates from as many companies as possible so you can get all possible prices.

Beginners to comparison shopping may think buying cut-rate Enclave insurance is going to be difficult. There are several ways to compare quotes from local car insurance companies. The easiest way by far to find competitive Enclave insurance rates involves getting comparison quotes online. It is quite easy and can be accomplished by completing this short form.

What factors impact the rate you pay?

Car insurance premiums for your Buick Enclave will vary greatly based upon several criteria. Taken into consideration are:

  • Your driving record
  • Your credit history
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Your vehicle's safety rating
  • Your occupation
  • Your coverage level
  • Whether you rent or own your home

An additional factor that can impact Enclave insurance cost is the year of the vehicle. Used vehicles have a reduced actual cash value than newer models so the payout to repair will push premiums down. On the flip side, newer models may have safety features like lane departure warning system, autonomous braking, pedestrian detection, and blind-spot warning system so those may give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability

Liability insurance protects you from damages or injuries you inflict on other's property or people. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision protection

This coverage pays for damage to your Buick resulting from colliding with an object or car. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from older vehicles. It's also possible to raise the deductible to get cheaper Enclave insurance cost.

Comprehensive auto coverage

Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount you can receive from a comprehensive claim is the actual cash value, so if the vehicle's value is low consider dropping full coverage.

Uninsured or underinsured coverage

This protects you and your vehicle when other motorists do not carry enough liability coverage. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments and PIP coverage

Med pay and PIP coverage provide coverage for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are utilized in addition to your health insurance plan or if you lack health insurance entirely. PIP is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Buick Enclave Insurance Rates?