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Audi S5 Insurance Rates

There are many options when attempting to insure your Audi vehicle. You can buy from your neighborhood insurance agent or go online to check prices from many different companies. Finding cheaper car insurance from online companies can be fast and easy and there is a good chance you will probably save money.

If you are a novice to online car insurance shopping, you can be overwhelmed by the hoards of online car insurance companies and websites competing for your business. To find the best car insurance prices, there are several ways to get quotes from car insurance companies in your area. The fastest way to find competitive Audi S5 insurance quotes is to perform an online rate comparison. This can be accomplished by completing this short form.

Insurance rates for your Audi S5 can fluctuate considerably depending on several factors. Some of these factors include:

  • Higher performance S5 vehicles cost more
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • Your profession
  • The amount of protection requested
  • Whether you own your home

One last important factor which can affect the rate you pay on your Audi is the year of manufacture. Models that are a few years old cost less so the payout to repair may result in lower rates. But more recent Audi vehicles may have options including an advanced theft deterrent system, all-wheel drive, and traction control which may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your S5 below.

Liability coverage

This coverage will cover damage that occurs to other's property or people that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as high a limit as you can afford.

Auto collision coverage

This will pay to fix damage to your Audi resulting from colliding with another car or object. A deductible applies then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive coverage

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance program or if there is no health insurance coverage. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Audi S5 Insurance Rates?