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Acura RDX Insurance Rates

You have lots of choices when attempting to insure your Acura vehicle. You can either buy through an insurance agent or price shop online to compare insurance costs of lots of different providers. Shopping for auto insurance through online providers is simple to do and at the same time you may find lower rates.

Comparing auto insurance rates direct online is challenging if you have never used quoting online. But relax because we're going to show you how. Getting cheaper insurance rates is surprisingly easy. The only requirement is to invest a few minutes to compare quotes online with multiple companies. This is very easy and can be done by getting a quick quote here.

What influences car insurance premiums?

Insurance premiums paid to insure a Acura RDX can be significantly different subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • How many accidents you have had
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Mature drivers pay less
  • Being married may save money
  • Special coverage such as replacement cost
  • Whether or not you have claims
  • No coverage lapses saves money
  • Whether you rent or own your home

One important consideration that will help determine your rates is the age of the vehicle. Models that are new have a higher replacement value compared to older Acura models so the payout to repair may end up costing you more. Conversely, new Acura models have more advanced features such as active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control that may help help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your RDX from available model years below.

Liability auto insurance

Acura RDX liability coverage provides protection from damages or injuries you inflict on a person or their property by causing an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Auto collision coverage

Collision coverage pays to fix your vehicle from damage from colliding with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive (Other than Collision)

This covers damage that is not covered by collision coverage. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This provides protection from other drivers when they either have no liability insurance or not enough. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Medical expense insurance

Medical payments and Personal Injury Protection insurance reimburse you for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Acura RDX Insurance Rates?