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Acura ILX Insurance Rates

Drivers have lots of options when insurance shopping for your Acura vehicle. You can buy from an insurance agent or go online to compare rates from insurance carriers. Buying auto insurance by getting online quotes can be fast and easy, plus you may find lower rates.

If you're new to shopping for auto insurance online, you may be overwhelmed by the hoards of auto insurance companies selling insurance. Cutting your Acura ILX insurance cost can be relatively painless. Drivers just need to take a couple of minutes to compare quotes provided by online insurance companies. This can be accomplished by comparing rates here.

Rates are impacted by the following

Insurance premiums for a Acura ILX can be significantly different depending on several factors. Including but not limited to:

  • Higher performance ILX vehicles cost more
  • How many accidents you have had
  • Multiple policies can save money
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. Newer models cost more compared to older Acura models so the cost to replace them may end up costing you more. Although newer vehicles have more advanced features included like a telematics system, all-wheel drive, and adaptive headlights that may help lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your ILX from the list below.

Liability - This coverage can cover damage or injury you incur to other people or property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision - Collision insurance covers damage to your Acura caused by collision with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. Acura ILX collision insurance is rather expensive coverage, so you might think about dropping it from lower value vehicles. You can also increase the deductible in order to get cheaper Acura ILX insurance rates.

Comprehensive or Other Than Collision - Comprehensive insurance pays for damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay. The highest amount your auto insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they either are underinsured or have no liability coverage at all. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Medical costs insurance - Coverage for medical payments and/or PIP pay for immediate expenses like EMT expenses, pain medications, and nursing services. They are often used to fill the gap from your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay.

How Much are Acura ILX Insurance Rates?