Cheaper 2013 Bentley Continental GT Car Insurance Rates

Trying to find better auto insurance rates? Buyers have many options when searching for affordable Bentley Continental GT insurance. You can either spend your time struggling with agents trying to get quotes or utilize the internet to find the lowest rates. There is a better way to shop for auto insurance so we’re going to tell you the best way to get price quotes for your Bentley and obtain the lowest possible price from local insurance agents and online providers.

It’s important to get comparison quotes before your policy renews because prices go up and down regularly. If you had the best deal for Continental GT insurance a couple years back a different company probably has better rates today. Ignore everything you know about auto insurance because I’m going to let you in on the secrets to the easiest way to get good coverage at a lower rate.

Finding the best rates is quite easy. If you are paying for car insurance now, you will most likely be able to save some money using these methods. Vehicle owners just need to know the proper methods to compare rates online.

The most recommended method to compare policy rates is to know the trick auto insurance companies provide online access to give free rates quotes. All consumers are required to do is provide the companies a bit of rating information such as whether you are married, how much you drive, deductibles desired, and whether the vehicles are used for commuting. Your information is instantly sent to all major companies and you receive quotes within a short period of time.

To compare rates for a now, click here and find out if lower rates are available.

Save big with these discounts

Companies offering auto insurance don’t always list every available discount in a way that’s easy to find, so we took the time to find some of the best known and the harder-to-find savings tricks you should be using. If you aren’t receiving every discount you qualify for, you’re just leaving money on the table.

  • Passive Restraints and Air Bags – Vehicles with factory air bags or automatic seat belts can receive discounts up to 30%.
  • Safety Course Discount – Taking a course in driver safety could save 5% or more and easily recoup the cost of the course.
  • Discount for Swiching Early – Select companies give a discount for buying a policy prior to your current policy expiration. The savings is around 10%.
  • Save with a New Car – Adding a new car to your policy can save up to 30% compared to insuring an older model.
  • Paperwork-free – Some insurance companies may give you up to $50 just for signing your application over the internet.
  • Discount for Life Insurance – Companies who offer life insurance give lower rates if you buy a life insurance policy as well.
  • Clubs and Organizations – Belonging to certain professional organizations could trigger savings on your policy for Continental GT insurance.
  • College Student – Any of your kids who live away from home and don’t have a car may be able to be covered for less.
  • Accident Forgiveness – A handful of insurance companies allow you one accident before hitting you with a surcharge as long as you don’t have any claims for a certain period of time.
  • No Claims – Drivers who don’t have accidents pay much less when compared to bad drivers.

Consumers should know that most discount credits are not given to the entire policy premium. Most only apply to the cost of specific coverages such as comprehensive or collision. Even though it may seem like it’s possible to get free car insurance, you won’t be that lucky.

Car insurance companies that possibly offer these benefits include:

Double check with every prospective company how you can save money. Savings might not apply in your state.

But I don’t know anything about car insurance

When choosing proper insurance coverage for your vehicles, there is no “perfect” insurance plan. Every insured’s situation is different.

These are some specific questions might help in determining if your insurance needs will benefit from professional help.

  • Are rock chip repairs covered?
  • Am I covered by my employer’s commercial auto policy when driving my personal car for business?
  • What can I do if my company denied a claim?
  • How can I find cheaper teen driver insurance?
  • What is the rate difference between pleasure use and commuting?
  • What is roadside assistance coverage?
  • Exactly who is provided coverage by my policy?
  • Does my 2013 Bentley Continental GT need full coverage?

If it’s difficult to answer those questions but you know they apply to you then you might want to talk to a licensed insurance agent. To find an agent in your area, simply complete this short form. It is quick, free and can help protect your family.

Car insurance 101

Knowing the specifics of your policy aids in choosing the right coverages and proper limits and deductibles. Policy terminology can be difficult to understand and reading a policy is terribly boring.

Collision protection

This coverage covers damage to your Continental GT from colliding with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision can pay for things like backing into a parked car, scraping a guard rail and crashing into a building. Collision is rather expensive coverage, so you might think about dropping it from lower value vehicles. It’s also possible to increase the deductible to get cheaper collision coverage.

Liability coverage

Liability coverage can cover injuries or damage you cause to people or other property. It protects you from claims by other people. Liability doesn’t cover damage to your own property or vehicle.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. As an example, you may have policy limits of 25/50/25 which means a limit of $25,000 per injured person, a per accident bodily injury limit of $50,000, and a limit of $25,000 paid for damaged property.

Liability coverage protects against claims such as legal defense fees, emergency aid and attorney fees. The amount of liability coverage you purchase is a decision to put some thought into, but it’s cheap coverage so purchase as large an amount as possible.

Uninsured and underinsured coverage

This coverage protects you and your vehicle’s occupants from other drivers when they are uninsured or don’t have enough coverage. It can pay for injuries to you and your family and damage to your Bentley Continental GT.

Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.

Coverage for medical payments

Med pay and PIP coverage pay for expenses for ambulance fees, rehabilitation expenses, funeral costs, X-ray expenses and EMT expenses. They are used to fill the gap from your health insurance program or if you lack health insurance entirely. Coverage applies to all vehicle occupants as well as if you are hit as a while walking down the street. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage

Comprehensive coverages

This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for things such as hitting a deer, a broken windshield and vandalism. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Make a quick buck

You just read some good ideas how to save on 2013 Bentley Continental GT insurance. The most important thing to understand is the more quotes you get, the better chance you’ll have of finding lower rates. You may be surprised to find that the most savings is with some of the lesser-known companies.

When you buy insurance online, it’s very important that you do not reduce needed coverages to save money. There are a lot of situations where consumers will sacrifice physical damage coverage and discovered at claim time that the small savings ended up costing them much more. Your aim should be to buy the best coverage you can find at a price you can afford while not skimping on critical coverages.

The cheapest insurance is definitely available both online and with local insurance agents, and you should be comparing both in order to have the best chance of saving money. Some insurance providers do not offer online quoting and many times these small insurance companies only sell through independent insurance agents.

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